Uncle Sam wants to know…

“Won’t You Invest With Me?”

(The 401k or tax-deferred retirement plan)

Uncle Sam says:

1. I decide how much you can contribute

2. You are not allowed to withdraw your money before age 59½  - otherwise you pay a penalty.

3. I get a percentage (tax) of all your money as it comes out. I will decide what that percentage is, and I can change it at any time.

4. You must take all of the risk, but you can not deduct any of the losses.

5. All withdrawals will be taxed at ordinary income rates; you are not allowed to claim any of the lower capita-gain tax rate.

6. If you need any of your money early, you may be able to take out some of it as a loan; but you must pay it all back according to my timetable, with interest.

7. Any withdrawals you make at retirement can also trigger a tax on your social security.

8. You are required to begin withdrawals and pay my taxes no later than age 70½ – otherwise you will pay a stiff penalty.

9. If you should die early, all taxes, fees and penalties you owe must still be paid by your survivor.

Your partner,

Uncle Sam

Is your retirement plan working best for you, or the tax man? What does it cost you in the long run to give up this much control? Is there a better way?

My special review process will help you analyze your complete picture, and create a retirement plan that works in your favor – in the most efficient and effective way possible.

Call now to set up your free review.